'Usuryfree' Living & Related Issues
The Virtue of Giving Trumps the Vice of Greed
by Tom J. Kennedy
House prices are falling and too many homeowners
are discovering that
the value of their home is less than the amount owing on the mortgage.
Unemployment numbers are going up and estimates are that the
rates for
2009 will spike beyond 8%.
Personal and business bankruptcies are surging with approximately
88,000 bankruptcies in Canada in 2008 and many more expected in 2009.
Too many fellow-Canadians are experiencing serious financial troubles
because of the downturn in the manufacturing and financial sectors of
our economy. Why??
As we ponder the ?why? answer, it is worthy of note that the
number
one cause of these critical and depressing financial troubles facing
individuals, families and small to medium-sized businesses is the
growth of credit card debt due to the malfunction of usury.
All
debtors/borrowers are servants to creditors/lenders
and are therefore
victims of the modern tyranny of usury-banking practices.
Usurers commonly reduce oppressed borrowers
(individuals, businesses,
governments) to beggars. And for lack of knowledge, and because
they
too, are saddled with usury-bearing debts our fellow-citizens - the
police, lawyers, judges and court staff - enforce the usury contracts
and unknowingly become servants to their masters - the same greedy
usurers.
Is the vice of greed a factor in what is currently happening
in our
orthodox financial system of usury-based, debt money? Is the
virtue of
giving a factor in the growth and expansion of the usuryfree
community
currency movement? And is usuryfree living not only a possibility
but
a real probability in this 21st Century? Let's explore some facts as
we seek answers to these timely questions.
To understand the difference between living with usury
and
usuryfree living, one must first be re-educated on a couple
of key
definitions. Let's start with the word - interest.
Interest ought
to be correctly defined as usury
and this definition can be
confirmed by many significant supporting statements from all of the
Holy Books.
For example, the Bible has many verses that absolutely
forbid the
charging/exacting of usury on money. In summary, meticulous
research
reveals that any percentage of interest on money above zero
percent
is correclty defined as usury. Likewise, the Koran
has similar
verses regarding the forbidding the curse of usury.
Additional support for the correct definition of interest is
offered
by any of those few pioneering Socreds who are still alive
in this
21st Century. One elder Socred is rumoured to have made these two wise
statements about interest otherwise known to him as usury
- (a)
Interest or usury is theft. and (b) Remember
this, money cannot
have babies.
My observation is that debtors are enslaved financially because
they
are paying usury to their creditors - who are knowingly or
unknowingly motivated by the vice of greed. To live without
paying
usury is noteworthy, BUT usuryfree living cannot
be fully experienced
until all of us are freed from usury - that means that we neither
pay
no usury nor do we receive any usury from our so-called savings.
Usuryfree creatives is another phrase that requires a definition.
Usuryfree creatives are often considered to be a sub-group in the
larger, well known group known as cultural creatives. Any search
engine will provide sources for a detailed explanation of cultural
creatives.
Usuryfree creatives who are fully aware of the truth about
modern
money creation seek to experience the reality of usuryfree living and
commonly enage in barter/trade using one or more of the growing
number
of usuryfree community currencies. Usuryfree creatives
have learned
that they can create and spend their own community currency
which is
free of interest or usury.
Usuryfree creatives commonly use these usuryfree community currencies
as a complement with diminishing amounts of usury-based debt
money
which exists as computer blips on credit cards or debit cards or in
cheques or paper notes of federal cash. Does anyone else sense an
agenda by the PTB's (Powers That Be) to take away these paper notes
of
federal cash so that every negotiated exchange is tracked by
Big
Brother's invasive computer system?
Research reveals that the vice of greed is directly associated
with
the design flaw of usury in our orthodox system of
debt-based money.
Indeed, there is much evidence of an abundance of greed in the
conventional, but floundering financial marketplace.
My observation is that this ugly vice of greed is driven by the
constant and ever-present shortage of money which is direclty caused
by the element of usury. Close examination suggests that both
currently and historically, usury is the direct and/or indirect
cause
violence, wars, poverty, scarcity and lack - locally, nationally and
internationally.
The unnatural and man-made function of usury is not only a
design flaw
in our orthodox system of debt money, but also an evil and immoral
element that feeds this vice of greed while legally permitting
creditors (bankers) to steal wealth (money and property)
from enslaved
debtors who for lack of knowledge keep signing impossible loan and
mortgage contracts created by the greedy creditors.
To eliminate usury and experience the reality of usuryfree
living is
an honoured goal pursued by usuryfree creatives as we progress into
this 21st Century. Usuryfree creatives are likely to practice
the
virtue of giving or gifting as they experience peace,
abundace and
prosperity as a by-product of usuryfree living. Evidence suggests that
there is a shift in the thinking of those usuryfree creatives who
grasp the simple detail that there is no need to hoard any currency
that bears no usury - so they willingly share their abundance
with
those who lack.
As this current economic crisis deepens to a Grand-daddy Depression
that will make the 1929 Economic Crash look like a Sunday picnic,
the
teaching and practice of usuryfree living is being promoted by
usuryfree creatives not only as a likely possibility, but also as a
distinct probablity.
Most creditors (usurers) are not likely to be fully aware that
they
can directly and/or indirectly referred to as practitioners of the
vice of greed. Neither are debtors aware of how they
are victims in
this modern but cruel world of usury-based, debt finance (money).
This
lack of knowledge by both creditors and debtors can be attributed to
the failings of formal education as well as the mainstream
print and
electronic media. Whether this malfuntion in our formal education
system is by design or by accident is left for the reader to decide.
During the latter years of the 20th Century when the internet was in
its birthing process, many diligent ands meticulous researchers began
to effectively network their knowledge through email, news groups,
blogs and websites. As the design flaw of usury is being exposed for
the killer machine that it is, more and more re-educated individuals
are proudly defining themselves as usuryfree creatives.
Usuryfree creatives organized the first UsuryFree Day (November
13th)
and UsuryFree Week (November 13th to 19th) in 2004 to celebrate
and
foster the concept of usuryfree living. Each year, during UsuryFree
Week seminars and workshops are held in living rooms, community
centres, church basements, school auditoriums, hotel rooms etc.
During UsuryFree Week participants learn the difference
between
living with usury and usuryfree living. Currently, events are
being planned to celebrate the Fifth Annual UsuryFree Day/Week from
November 13th to 19th, 2009.
A careful and comparative study of living with usury and usuryfree
living during the previous four UsuryFree Weeks truly reveals many
elements of human nature. Most creditors display selfishness with
their intent of keeping usury in the economic equation while those
awakened debtors who double as usuryfree creatives advocate abolishing
usury and shifting to a fair service fee instead, thereby displaying
their generosity.
Usuryfree creatives recommend that anyone who seeks the truth
about
money creation view these two DVDs which have been recently released :
(a) Money As Debt by Paul Grignon
and (b) Money: Who Creates It, Who
Controls It? by Issac Isitan - as a starting point for a self-imposed
re-educational experience about modern finance.
Viewers will learn that it is their signature
on a promissory note
that permits the banking institutions (the creditor) to create the
principal of any loan or mortgage granted to the borrower (the
debtor). Additionally they will learn that the interest
or usury
portion of any loan or mortgage is never created by the bank, thereby
causing the ever-present shortage of money that afflicts modern society.
Usuryfree creatives recommend that creditors levy a simple service fee
that can be created and put into circulation simultaneously when any
loan or mortgage is granted to a debtor. By this action all
debtors
would be able to repay the principal plus the simple service fee
(charge).
Usuryfree creatives who are active within the
usuryfree community
currency movement are seeking to establish competitive models of
usuryfree finance whereby all debtors will be re-educated about the
treuth of modern money creation. By so doing, it is suggested
that a
parallel economy
will eventually emerge and the conventional usurers
who are intent on keeping usury will simply be out-of-business due
to the astuteness of the awakened borrowers.
Usuryfree creatives who are learning to follow the principles
of
usuryfree living are beginning to experience peace, prosperity and
abundance as natural elements of usuryfree living or life without
usury.
Active usuryfree creatives who begin to understand the truth
about
modern money creation are usually ready and willing to explain to
others why we-the-people will experience the mutual benefits
when we
learn to create and spend our own usuryfree communnity currency.
All discouraged debtors are encouraged to communicate
with any active
usuryfree creative and thereby become motivated to likewise reach out
and offer hope to other debtors. Otherwise countless debtors
will face
a dismal future whereby under the current economic system they are
destined to remain as slaves to their creditors for generation after
generation.
In summary, anyone who is usuryfree
or who is intent on becoming
usuryfree will likely agree that indeed the virtue of giving trumps
the vice of greed.
Readers who are potential usuryfree creatives are invited to begin a
self-imposed re-education journey by going to any search engine
and
typing any/all of these words or phrases: usuryfree
living, usuryfree
community currency, usuryfree community currency movement, usuryfree
day, usuryfree week, usuryfree network, usuryfree creatives, usury no
more, life without usury, beyond the age of usury, Letsystem
usuryfree, Tommy UsuryFree, Ithaca Hours, Calgary Dollars, Tamworth
Hours, etc.
None of us are freed from usury
until all of us are freed from usury.
- Tommy UsuryFree
Why are we-the-people still using their
(the bankers) money and
paying them a fee (usury) when we have learned that we can create and
spend our own money for FREE? - Tommy UsuryFree
Share with others what you know about
becoming usuryfree, so that
others may learn what they didn't know they didn't know.
- Tommy
UsuryFree
The secret of usuryfree living is the constancy
and expansion of
usuryfree trading. - Tommy UsuryFree
Fourth
Annual UsuryFree Week Events and Pics
Usury Free Week November 13 to 19th, 2008
http://www.serenityglobal.com- fixing the NWO mess
SERENITY
PARTY- register as a Federal Party and help STOP THE NEW WORLD ORDER
January 24, 2007 Support The Serenity Party & Advance the Reality of UsuryFree Living!
June 22, 2005 Print
Your Own Money By Jennifer Aitkens
The article also available in PDF format
April 4/03 UsuryFree,
time-based currency, Best Yet!
Aug. 26/02: ABC
Report on the Bartering System in Ithaca, N. Y.
July 06/02:
Profile of "Usury-Free" Community Currencies (Ottawa Citizen, p. E7)
Contact the Cyberclass Network via snail mail:
P.O. Box 9333, Ottawa, Ontario, Canada K1G 3V1 |
"The biggest mistake in life is to
disregard new ideas before
truly investigating the information first." Unknown Author